Privacy Policy

Last updated: March 31, 2026

Valla Parc Financial LLC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

Submit a loan application or contact form
Request information about our services
Sign up for email or SMS communications
Communicate with us via email or other channels

This personal information may include:

Name, email address, and business contact information
Business name, industry, and funding needs
Financial information related to loan applications
Other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:

IP address and browser type
Operating system and device information
Pages visited and time spent on our site
Referring website addresses

2. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate loan applications
To communicate with you about our services
To send marketing communications (with your consent)
To improve our website and services
To comply with legal obligations
To detect and prevent fraud

3. SMS & Text Message Communications

Text Messaging Program

If you opt in to receive SMS/text messages from Valla Parc Financial LLC, we may send you recurring marketing and promotional messages about our financial products and services using an automated telephone dialing system (ATDS).

Consent and Opt-In

By providing your mobile number and checking the SMS consent box on our contact form, you expressly consent to receive text messages from us. Consent is NOT a condition of purchase or use of our services.

Message Frequency

Message frequency varies. You may receive up to 4 messages per month, depending on your engagement with our services and promotional campaigns.

Message and Data Rates

Message and data rates may apply based on your mobile carrier's plan. Please check with your carrier for details.

Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.

Help and Support

For assistance with our text messaging program, reply HELP to any message or contact us at contact@vallaparcfinancial.com.

Mobile Information Sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, such as:

Payment processors
Data analytics providers
Email and SMS service providers
Customer relationship management systems

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information when required by law, including:

To comply with legal processes or government requests
To enforce our terms and conditions
To protect our rights, privacy, safety, or property
To investigate fraud or security issues

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our website of any change in ownership or use of your personal information.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encryption of data in transit and at rest
Regular security assessments
Access controls and authentication
Employee training on data protection

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

Access: Request access to the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information
Objection: Object to our processing of your personal information
Restriction: Request restriction of processing in certain circumstances
Portability: Request transfer of your information to another service provider

To exercise these rights, please contact us at contact@vallaparcfinancial.com.

7. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

Remember your preferences
Understand how you use our website
Improve website functionality
Deliver relevant content

You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

Posting the updated policy on this page
Updating the "Last updated" date at the top of this policy
Sending an email notification for significant changes (if you have provided your email address)

Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Valla Parc Financial LLC
Email: contact@vallaparcfinancial.com

12. Your California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

Right to know what personal information is collected, used, shared, or sold
Right to delete personal information held by businesses
Right to opt-out of the sale of personal information
Right to non-discrimination for exercising your CCPA rights

We do not sell personal information. To exercise your CCPA rights, contact us at contact@vallaparcfinancial.com.