Valla Parc Financial
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Terms & Conditions

Last updated: March 31, 2026

Welcome to the website of Valla Parc Financial LLC ("Company," "we," "us," or "our"). By accessing or using our website at vallaparcfinancial.com (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Continued use of the Site after any changes constitutes acceptance of the revised Terms.

2. Description of Services

Valla Parc Financial LLC is a direct business lender providing financial services including working capital loans, equipment financing, business expansion funding, revenue-based financing, inventory financing, and bridge financing. The information on this Site is for general informational purposes and does not constitute an offer to lend or a commitment to provide financing.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be legally able to enter into binding contracts
  • Operate a legitimate business entity
  • Provide accurate and complete information in all applications and forms

4. Use of the Site

You agree to use the Site only for lawful purposes. You shall not:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Site or its systems
  • Transmit viruses, malware, or other harmful code
  • Use automated systems to extract data from the Site without permission
  • Impersonate any person or entity
  • Interfere with or disrupt the Site or servers

5. Loan Applications and Financing

Submitting a loan application through the Site does not guarantee approval or any specific terms. All financing decisions are subject to:

  • Our underwriting criteria and approval process
  • Verification of information provided
  • Execution of required loan documentation
  • Satisfaction of all conditions precedent

Specific loan terms, rates, and conditions will be provided in a separate loan agreement if your application is approved.

6. SMS Terms & Conditions

Text Messaging Program

By opting in to receive text messages from Valla Parc Financial LLC, you agree to the following terms:

Consent

When you provide your mobile phone number and check the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Valla Parc Financial LLC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency and Rates

Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier and plan. You are solely responsible for any charges from your carrier.

Opt-Out

You may opt out of receiving text messages at any time by replying STOP to any message. After you opt out, you will receive a final confirmation message and no further texts will be sent. Opting out of text messages does not affect other communications from us.

Help

For help or questions about our text messaging program, reply HELP to any message or email us at contact@vallaparcfinancial.com.

No Purchase Required

Consent is NOT a condition of purchase. You may use our services and submit loan applications without opting in to text messages.

Supported Carriers

Our text messaging service is available on most major US wireless carriers. Carriers are not liable for delayed or undelivered messages.

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Valla Parc Financial LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our express written permission.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, VALLA PARC FINANCIAL LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM YOUR USE OF THE SITE OR SERVICES.

Our total liability for any claim related to these Terms or the Site shall not exceed the amount you paid to us, if any, during the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Valla Parc Financial LLC, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site or violation of these Terms.

11. Third-Party Links

The Site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of any third-party sites. Your use of third-party sites is at your own risk and subject to their terms and conditions.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Site, you consent to the practices described in the Privacy Policy.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the state or federal courts located in New York.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Valla Parc Financial LLC regarding your use of the Site and supersede all prior agreements and understandings.

16. Contact Information

If you have questions or concerns about these Terms, please contact us:

Valla Parc Financial LLC
Email: contact@vallaparcfinancial.com

Valla Parc Financial

Direct business lending for sustainable growth.

Email: contact@vallaparcfinancial.com

Services

  • Working Capital Loans
  • Equipment Financing
  • Business Expansion Funding
  • Revenue-Based Financing

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